This program provides continuous personalized one-on-one sessions with Mario’s team to help you manage your finances effectively.

Mario is using his over 15 years of experience customized to transforming you and your families personal and business finances.

Our Financial Empowerment Coaching Program provides personalized one-on-one sessions designed to address your unique financial challenges. Through expert guidance, we help you develop better spending habits, manage your finances more effectively, and achieve long-term financial stability. Whether you’re struggling with debt, trying to save for the future, or simply want to improve your financial literacy, our program offers the tools and support you need to succeed.

  • Personal Budget breakdown for better cashflow
  • Tax savings strategies to save money on personal and business returns
  • Investing strategies for long term investors
  • Alleviate financial stress by gaining control over your finances and having a clear plan for the future.
  • Get exclusive content, insights, and apps that help you stay informed and make better financial decisions.
  • Gain access to advanced budgeting tools and resources to help you manage your money more effectively.
  • Enjoy continuous support through regular check-ins and updates to ensure you stay on track with your financial goals.
  • Learn effective techniques to reduce and eliminate debt, freeing up more of your income for savings and investments.

Mario J. Payne, CFP®

Mario is a devoted husband and father with over 15 years of experience in the financial industry. As a disabled Army veteran and a proud graduate of Tennessee State University, he currently serves on the university’s Foundation Board. As a CERTIFIED FINANCIAL PLANNER™, Mario has assisted over 1,000 clients through his firm, TOAMS Financial, which stands for Tithe, Offering, Alms, Means, Stewardship.

Mario is an international best-selling author who has expanded his career through ownership in various businesses. He played a significant role in launching the first black-owned AI-powered ETF on the New York Stock Exchange. His estate planning platform automates and reduces the cost of estate planning, making it more accessible to create a trust, will and power of attorney. Additionally, he co-owns a storm water company that is effectively reducing flooding nationwide.

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